Payment operations in Bosnia and Herzegovina

Nova banka provides payment operations services in BiH on the basis of a license to conduct transactions of low and medium risk issued by the Banking Agency of the Republic of Srpska on 3 July 2000. Since 5 January 2001 the Bank has been equally included in the system of gyro clearing and RTGS through the Central Bank of Bosnia and Herzegovina, thus enabling its clients to perform domestic payment operations in the network of its branches across BiH.

Nova banka is known for its fast and efficient performance of domestic payments.

Advantages of Nova banka are: high liquidity, professional and friendly staff, a good information system, exceptional responsibility in the work and good coverage of the entire territory of Bosnia and Herzegovina.

In our Bank you can quickly, at a very simple procedure, open an account in more than 60 locations in BiH. The account becomes active on the same day. At reasonable prices you can quickly and smoothly carry out all payments, both intra and interbank.

If there is no turnover on your account within one month, we will not charge the account maintenance fee for that month.

High liquidity of the Bank and a modern information system, as well as good electronic connections, will always guarantee the execution of orders without delay. Our friendly staff will receive your order even one minute before closing the counters.

Nova banka allows:

• Free account opening
• Efficient and fast reception and execution of payment orders;
• Ability to dispose of assets at any counter in the Bank's business network, in more than 60 locations in the country;
• Insight into the balance and turnover of your account, with secured discretion and respect for confidentiality of information;
• Receipt of payment orders with a due date in the future;
• Using daily inflow on account;
• Receiving daily takings at the counter
• Efficient electronic payment transactions;
• Timely submission of statement on changes on the account per client's choice (at the counter, electronically, by e-mail, through mobile phone or by using other forms of modern communications);
• Verification and payment of contractual authorizations, bills of exchange and other security instruments;
• Efficient issuance of certificates on the receipt and execution of payment orders, on the account balance and account transactions as well as other certificates;
• Other services in accordance with regulations and specific agreements with the client.
• We realize your orders during the same banking day as follows:
• Internal orders received by 18.00
• Emergency interbank orders and orders over 10,000.00 BAM received by 15.30
• Interbank orders up to 10,000.00 BAM received by 13.30