> Population > Accounts > Current account

All adult, legally and business capable persons, natural persons, citizens of Bosnia and Herzegovina and foreign natural persons who have a residence and work visa, and minors who have a legal representative i.e. a legal guardian can have a current account.

The current account opening service is free of charge.

What is your current account used for?

Current account is used to perform:

• Cash and non-cash payments and disbursements based on available funds on the account
• Receiving salary, pension or occasional payments
• Payments at the Bank's branches
• Use of mobile and internet banking

Current account allowed overdraft 

Occasionally you need more money than the amount of your regular monthly income?

In that case, use the allowed overdraft on the current account because:

• The amount is approved in the amount of up to five regular monthly incomes
• The overdraft is approved for a period of 12 months
• For regular fulfillment of obligations towards the Bank, the allowed overdraft is renewed every 12 months

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